Care. Culture.


Quality Health Insurance
for the Chinese Community


Access to Neighborhood
Clinics & 7,000+ Providers

See the complete list of Qualifying Life Events.

Serving San Francisco & San Mateo County
Since 1986

Our members give high marks to our friendly and knowledgeable Member Services team. You can call, email, or even visit (Covid-19 safe in-office or via Zoom). They will help you navigate the health care world so you can get the most out of your plan.

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Affordable & Quality

Balance offers you and your family get affordable care designed to fit your Bay Area life. You have a wide choice of plan options and budget levels. With help from Affordable Care Act (ACA or also referred to as Obamacare) and Covered California, you can get our Balance plans for as low as $1 a month. Qualification depends on your income and family size – 9 out of 10 people get financial help. Be sure to ask us about it.

Telehealth Services

It’s care the way you want it—from home or in person. Many doctors will now see you via video conference if you prefer. You can also reach a Registered Nurse 24/7 when your doctor is not available or just ask a question. In case of minor emergencies, you can save by visiting in-network urgent care center.

Huge Choice of Providers

You get to choose your doctor from over 7,000 inclusive, culturally sensitive care providers including Hill Physicians, One Medical Group, and Jade Health Care. They include doctors, specialists, and facilities. You get access to some of the Bay Area’s top hospitals including UCSF, Stanford, CPMC, Dignity Health, and more.

Included Wellness Programs

All our plans include valuable extras like free yoga, tai chi, and qigong classes so you can feel your best. Our classes are designed to work around your life including on Zoom. Don’t forget, you can also take advantage of discounted YMCA memberships.

Find out how much
you can save today

Mon – Fri: 9 a.m. to 5:30 p.m.